Entries by Banas & Fickert

Happy Fall But Beware of these seasonal liabilities that homeowners face

Every season comes with an exceptional climate pattern, but most fascinatingly, some have effects that touch people’s property and, in most cases, the effects turn out negative for individuals who do not take precaution and prepare for seasonal liabilities. Fall presents its own liability risks; however, prevention of this risks goes a long way in […]

Family Fire Safety – Education and Planning

Children have a natural curiosity about fire and its ability to “come out of nowhere.” However, as an adult, you’re well aware of the dangers of fire and the value of fire safety education. Matches, lighters, and other heat sources are one of the leading causes of fire-related deaths for children under five.

Summer Grilling Safety Tips

Summer is here, and families are firing up their grill. However, negligence can cause grills to be dangerous. According to the National Fire Protection Association, 9,600 grill-related fires occur each year, with fires peaking during the month of July. With 70% of homeowners owning an outdoor grill or BBQ, there has been a spotlight placed on grill […]

Volcano Coverage Explained

Volcano Insurance is a complex topic due to the numerous provisions and exclusions listed in most policies. The answer to the majority of the “Is this covered under my policy?” questions typically boil down to whether or not an insured event directly caused the damage, but this is not necessarily the case regarding volcano insurance. […]