Entries by Banas & Fickert

Summer Grilling Safety Tips

Summer is here, and families are firing up their grill. However, negligence can cause grills to be dangerous. According to the National Fire Protection Association, 9,600 grill-related fires occur each year, with fires peaking during the month of July. With 70% of homeowners owning an outdoor grill or BBQ, there has been a spotlight placed on grill […]

Volcano Coverage Explained

Volcano Insurance is a complex topic due to the numerous provisions and exclusions listed in most policies. The answer to the majority of the “Is this covered under my policy?” questions typically boil down to whether or not an insured event directly caused the damage, but this is not necessarily the case regarding volcano insurance. […]

Home Inventory For Insurance

Most homeowners don’t realize how much they actually have until a disaster strikes – loss of valuables from a burglary or damage from a fire. Showing your homeowner’s insurance agent documentation of your belongings can speed up the claims process and ensure you’re fairly compensated. Technology has made this even easier- just a few minutes […]

Holiday Fire Safety Tips

While the holidays are a time of family fun, they are also a time for fire and other safety hazards, as well. According to the National Fire Protection Association, there are nearly 47,000 fires a year during the winter holidays. These fires cause more than $550 million in property damages, 2,200 injuries, and 50 deaths. […]

Are Left-Hand Turns Really That Dangerous?

You may have been told in driving school that whenever possible to avoid left-hand turns. Based on accident studies over the years, it’s even suggested by some car safety experts to plan your driving routes to minimize or even eliminate left-hand turns. What makes left-hand turns so dangerous?

4 Misunderstood Things About Small Business Insurance

When small business owners are looking to cut costs, liability insurance premiums are often one of the first things to go. But while many business owners might believe that they don’t actually think they need it, why you should actually carry small business liability insurance is often misunderstood. Here are 4 points you should consider […]