You may have seen or heard news about how technology is invading the way that we buy any kind of insurance. For example, with life insurance, there’s now talk about an app that uses selfies and powerful facial recognition software called Lapetus that can analyze how well you might age. This information is to be […]
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Entries by Banas & Fickert
Do you have earthquake coverage (E/Q) with your homeowners or business insurance? Most homeowners and commercial insurance policy holders do NOT have it. But, there are very small tremors daily, and of course there is always a chance of a substantial quake.
Did you know that floods are the number one natural disaster in the United States? Also, did you know that not every homeowner’s or business owner’s insurance policy has flood coverage? It’s important to understand that even in low-risk areas, floods can still happen, and cause thousands of dollars worth of damage to your home […]
Drones are becoming used in all sorts of industries, including real estate and construction. While there are definitely benefits from using drones in many different industries, there are risks to consider, as well. It’s estimated by the FAA that over 7500 small commercial drones will be in use by general contractors and construction tradespeople by […]
When looking around at different car insurance policies, you may have heard of “gap” insurance. What exactly does that mean and why would you need it? Essentially, what gap insurance does is cover the difference (or gap) between what your car is worth and how much you actually still owe on the car.
This recently happened in our area. Someone was texting while driving and not paying attention. The driver of the offending vehicle did not brake at all, they were on the phone – 100% full impact to this Toyota shown below. The tow truck operator told the victim they were VERY lucky the rear end crumpled like it did or he […]
Will driverless cars save lives and insurance premiums?
Now is the time to protect your home from ice dams After three winter storms in less than a week, you may be noticing some pretty large snow piles on the roof of your home. With a slight warm up in temperature coming mid-week, now is the time to remove snow in order to prevent […]
Natural disasters do happen, and can cause great, unexpected damages that you can’t possibly plan for in advance. Floods, hailstorms, and many other kinds of disasters can come with very little warning, not leaving much time for preparations. Will your business be able to survive an unforeseen disaster?
Just like any kind of insurance, not all dwelling fire insurance policies are created equal. The things to consider when choosing a dwelling fire insurance policy vary from state to state.