When it comes to child safety in an automobile, it’s all about the car seat. Proper car seat selection and use are crucial to the safety and well-being of your children when they are riding in a vehicle. Read more
Floodwaters are among the most damaging natural tragedies to come upon a property. They are relentless, unyielding and brutal. The only real defense against them is to be prepared so that you can hopefully avoid some of the damage they can bring. Here are 12 ways to protect your home or business against a flood.
School buses are one of the safest means of transport worldwide. This is due to the fact that they are the most regulated vehicles on the road. Below are some school bus rules of the road and safety statistics, which makes them safer for students: Read more
Children have a natural curiosity about fire and its ability to “come out of nowhere.” However, as an adult, you’re well aware of the dangers of fire and the value of fire safety education. Matches, lighters, and other heat sources are one of the leading causes of fire-related deaths for children under five.
As a homeowner, are you familiar with all the details of your homeowner’s insurance, and how much coverage you have? According to recent studies, almost 60% of today’s homeowners don’t understand their policies and are not properly insured.
Summer is here, and families are firing up their grill. However, negligence can cause grills to be dangerous. According to the National Fire Protection Association, 9,600 grill-related fires occur each year, with fires peaking during the month of July. With 70% of homeowners owning an outdoor grill or BBQ, there has been a spotlight placed on grill safety.
Volcano Insurance is a complex topic due to the numerous provisions and exclusions listed in most policies. The answer to the majority of the “Is this covered under my policy?” questions typically boil down to whether or not an insured event directly caused the damage, but this is not necessarily the case regarding volcano insurance. Your coverage for damages that resulted from a volcano depends almost exclusively on your situation. With that said, here are some common issues that arise during volcanic eruptions and whether they would be covered under most policies.
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Did you know that if you’re involved in an accident – even if you weren’t at fault – you could actually pay more and have your premiums go up if the driver is uninsured? If you don’t have proper coverage, being hit by an insured driver can hit you – right in the wallet.
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Most homeowners don’t realize how much they actually have until a disaster strikes – loss of valuables from a burglary or damage from a fire. Showing your homeowner’s insurance agent documentation of your belongings can speed up the claims process and ensure you’re fairly compensated. Technology has made this even easier- just a few minutes with your smartphone is all most people need for a home inventory. Read more
While the holidays are a time of family fun, they are also a time for fire and other safety hazards, as well. According to the National Fire Protection Association, there are nearly 47,000 fires a year during the winter holidays. These fires cause more than $550 million in property damages, 2,200 injuries, and 50 deaths. What causes so many of these fires? It’s mainly because of the increased use of candles, fireplaces, and highly combustible decor.
Here are some steps you can take to increase fire safety in your home or business and reduce the risk of a damaging and potentially deadly fire.
Banas & Fickert Insurance Agency
