Did You Know: Safety Ratings Affect Car Insurance Premiums

If you’re looking for a new vehicle and are looking at saving on your car insurance premiums, there’s one thing you need to know. Safety ratings have a direct effect on your car insurance premiums! Of course, this makes sense, as the safer a vehicle is, the more likely that the overall cost to the insurance company in case of an accident will be lower. This is especially true when it comes to personal injury claims. Read more

The Advantages of Choosing an Independent Auto Insurance Agent

A JD Power and Associates survey finds that independent auto insurance agents hold some advantages over getting direct quotes from insurance carriers. Even with the speed and convenience of getting a quick phone or online quote available today, you may be surprised how much more often independent agents actually convert sales when compared to consumer driven inquiries. Read more

What is Gap Insurance and Why Would You Need It?

When looking around at different car insurance policies, you may have heard of “gap” insurance. What exactly does that mean and why would you need it?  Essentially, what gap insurance does is cover the difference (or gap) between what your car is worth and how much you actually still owe on the car. Read more