Good Credit Scores May Lower Your Auto Insurance Premiums!

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Did you know that your credit score can actually affect your auto insurance premiums? While prohibited in some states, more than 9 out of 10 auto insurers use your credit score in order to predict your likelihood of filing a claim. Because of this, a good credit score can actually positively affect what is called an “insurance score.”  According to a ValuePenguin study done in March of 2016, a driver with poor credit could pay almost double in auto insurance premiums than that a driver with an excellent credit.

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What Makes the Best Insurance Policy?

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Hint: It’s not overall price.

Whether you’re looking to buy insurance for yourself or your business, or both, you shop around looking for the best deal. There are so many marketing campaigns out there to “help you” by saving money on important policies such as auto insurance, homeowner’s insurance, and various types of business insurance. But the lowest price does not equal the most valuable policy. Read more

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Why to Trust an Independent Insurance Agent Over Special Offers in the Mail

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Have you or your business been receiving lots of correspondence from insurance carriers? Are these special offers they rave about actually good deals? Turn this annoyance into a learning opportunity and ask your agent about what a good deal on insurance actually is. Read more

Did You Know: Safety Ratings Affect Car Insurance Premiums

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If you’re looking for a new vehicle and are looking at saving on your car insurance premiums, there’s one thing you need to know. Safety ratings have a direct effect on your car insurance premiums! Of course, this makes sense, as the safer a vehicle is, the more likely that the overall cost to the insurance company in case of an accident will be lower. This is especially true when it comes to personal injury claims. Read more

The Advantages of Choosing an Independent Auto Insurance Agent

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A JD Power and Associates survey finds that independent auto insurance agents hold some advantages over getting direct quotes from insurance carriers. Even with the speed and convenience of getting a quick phone or online quote available today, you may be surprised how much more often independent agents actually convert sales when compared to consumer driven inquiries. Read more

What is Gap Insurance and Why Would You Need It?

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When looking around at different car insurance policies, you may have heard of “gap” insurance. What exactly does that mean and why would you need it?  Essentially, what gap insurance does is cover the difference (or gap) between what your car is worth and how much you actually still owe on the car. Read more