Banas and Fickert Insurance Agency Office Building

What Makes the Best Insurance Policy?

Hint: It’s not overall price.

Whether you’re looking to buy insurance for yourself or your business, or both, you shop around looking for the best deal. There are so many marketing campaigns out there to “help you” by saving money on important policies such as auto insurance, homeowner’s insurance, and various types of business insurance. But the lowest price does not equal the most valuable policy. Read more

Banas & Fickert Insurance Office Building - Specializing in Contractor Bonds

Why to Trust an Independent Insurance Agent Over Special Offers in the Mail

Have you or your business been receiving lots of correspondence from insurance carriers? Are these special offers they rave about actually good deals? Turn this annoyance into a learning opportunity and ask your agent about what a good deal on insurance actually is. Read more

Earth with cracks in it from an Earthquake

Why You Should Have Earthquake Coverage for Your Home or Business

Do you have earthquake coverage (E/Q) with your homeowners or business insurance? Most homeowners and commercial insurance policy holders do NOT have it. But, there are very small tremors daily, and of course there is always a chance of a substantial quake.

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House with a view of the ocean

Why It’s Important to Have Flood Insurance for Your Home or Business

Did you know that floods are the number one natural disaster in the United States? Also, did you know that not every homeowner’s or business owner’s insurance policy has flood coverage? It’s important to understand that even in low-risk areas, floods can still happen, and cause thousands of dollars worth of damage to your home or business. It’s scary to see just how water damage adds up. While most homeowners are worried about fire, floods are in fact the greater risk.

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The Benefits and Risks of Using Drones in Construction

Drones are becoming used in all sorts of industries, including real estate and construction. While there are definitely benefits from using drones in many different industries, there are risks to consider, as well. It’s estimated by the FAA that over 7500 small commercial drones will be in use by general contractors and construction tradespeople by 2018. What will they be used for? Many of them will be used for automating inspections, site surveys, and mapping materials. They can also be used for providing live video feeds of the job site to make sure that all workers are working safely and using their fall-prevention equipment properly. Read more

How to Prevent Your Business From Being Interrupted by a Natural Disaster

 

Natural disasters do happen, and can cause great, unexpected damages that you can’t possibly plan for in advance. Floods, hailstorms, and many other kinds of disasters can come with very little warning, not leaving much time for preparations. Will your business be able to survive an unforeseen disaster? Read more