Private Flood Insurance: Is It A Good Idea?

Whether man-made or natural, floods are some of the biggest and most destructive forces of nature known to mankind. According to WHO, up to 90% of all documented natural disasters have resulted from floods, cyclones, and severe storms over the last decade.

As floods continue to increase in intensity and frequency, it is time to ensure the safety of your home, business, vehicles, and other belongings. Flood insurance was built to do just that. 

The sheer number of flood insurance claims made in the US shows that Americans know how important it is to have one. Research shows that in 2017, there were more than 227,000 claims valued at $10.3 billion. 

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About That Washing Machine Water Supply Hose…..

Some washing machines are equipped with lots of bells and whistles, technology and are often a centerpiece of a laundry room. But homeowners often overlook a basic part of this appliance: the two supply water lines to the washing machine.

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Why You Should Protect Your Home from Weather Incidents

The earth, in all its magnificence and generosity, demands one thing: survival of the fittest. This applies to our homes, our literal refuge from storms and whatever else Mother Nature sees fit to send our way. Of course, how well your home survives nature’s ravages largely depends on how prepared you are to do what it takes to protect it. Read more

new years 2020

Insurance Checklist for the New Year

Many of us look to a new year as a way to improve our habits—shed a few pounds, get more sleep, reduce stress, get our finances in order. But how often do you fine-tune your insurance policies? Here are some suggestions for achieving more peace of mind in 2020.

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house fully engulfed in flames

Cooking Fire Prevention

From a dry Christmas tree adorned with 20-year-old lights to a set of drapes dangling near a faulty heater, fire risks seem ubiquitous this time of year. With the holiday season around the corner, it’s the perfect time to address leading causes of house fires and how to prevent them. For the #1 most common source of house fires, look no further than the kitchen.

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oil slick in water

The Danger of Home Heating Oil Leaks

Do you heat with oil? Are you still using a black steel tank to store that oil? A leaking heating oil storage tank is not an issue to be taken lightly. The results could be catastrophic for you and your family.

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home auto and life icons indicating insurance bundling

What Is Insurance Bundling?

Getting a good deal on your homeowners and auto insurance premiums—while carefully ensuring the proper coverage for your most precious assets—is every consumer’s goal. These types of insurance policies protect some of the most important possessions in our lives, so deciding to be sufficiently covered and yet save money is a worthy task. One of the most common ways to reduce the costs of insurance is through bundling. While doing this, it is also a great time to review if changing your deductible will make sense for you as well to help reduce your premiums.

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ice damaged pipe

Winter 2019 Insurance News

10 Ways to Prevent Frozen Pipes & Avoid Costly Insurance Claims

Frozen water pipes and the damage they cause are a reality for thousands of people each year. And unfortunately, a burst pipe can cause more than $5,000 in water damage, according to the Insurance Institute for Business & Home Safety. Luckily, there are steps you can take to prevent pipes from freezing.

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Happy Fall But Beware of these seasonal liabilities that homeowners face

 

Every season comes with an exceptional climate pattern, but most fascinatingly, some have effects that touch people’s property and, in most cases, the effects turn out negative for individuals who do not take precaution and prepare for seasonal liabilities. Fall presents its own liability risks; however, prevention of this risks goes a long way in minimizing damages and insurance claims that may follow. Let us take a glance at some of the risk’s homeowners face.

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Understanding Hurricane Insurance (Wind & Flood Damage Coverage)

Hurricane season is upon us, and already we’ve seen massive storms cause damage along the coastlines. For homeowners, the joys of living near the beach or the convenience of a nearby ocean are suddenly overshadowed by the risk of major loss, and their attention is turned to their insurance, or lack of it, during these tragic times. Many homeowners don’t fully understand their coverage, and they face sudden stark truths when attempting to file a claim. Insurance to cover the damage inflicted by a hurricane is rather complicated, and it is actually a bundle of several components.

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