What Do I Need to Do if I Buy a Car From Out-of-State When I Live in Massachusetts?

Sometimes, the car you really want is at a dealer or a private seller from out-of-state. Perhaps, it’s the best deal for the money, or you’re looking for something specific not available in Massachusetts. Here are the things to keep in mind when buying a car from out-of-state, specifically when it applies to those living in Massachusetts. Read more

Holiday Fire Safety Tips

While the holidays are a time of family fun, they are also a time for fire and other safety hazards, as well. According to the National Fire Protection Association, there are nearly 47,000 fires a year during the winter holidays. These fires cause more than $550 million in property damages, 2,200 injuries, and 50 deaths. What causes so many of these fires? It’s mainly because of the increased use of candles, fireplaces, and highly combustible decor.

 

Here are some steps you can take to increase fire safety in your home or business and reduce the risk of a damaging and potentially deadly fire.

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Are Left-Hand Turns Really That Dangerous?

You may have been told in driving school that whenever possible to avoid left-hand turns. Based on accident studies over the years, it’s even suggested by some car safety experts to plan your driving routes to minimize or even eliminate left-hand turns. What makes left-hand turns so dangerous?

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Protect Your Bar or Restaurant With An Affordable Surveillance System

Have you considered purchasing a surveillance system for your bar or restaurant? You may have thought the cost too high for you to afford. The great news is that surveillance systems cost less than you think. The potential savings to your business could also be more than you think. Read more

4 Misunderstood Things About Small Business Insurance

When small business owners are looking to cut costs, liability insurance premiums are often one of the first things to go. But while many business owners might believe that they don’t actually think they need it, why you should actually carry small business liability insurance is often misunderstood. Here are 4 points you should consider before deciding whether or not to carry small business liability insurance coverage. Read more

The Truths About Buying Liability Auto Insurance

Will buying only the minimum liability auto insurance actually save me money? Read more

Good Credit Scores May Lower Your Auto Insurance Premiums!

Did you know that your credit score can actually affect your auto insurance premiums? While prohibited in some states, more than 9 out of 10 auto insurers use your credit score in order to predict your likelihood of filing a claim. Because of this, a good credit score can actually positively affect what is called an “insurance score.”  According to a ValuePenguin study done in March of 2016, a driver with poor credit could pay almost double in auto insurance premiums than that a driver with an excellent credit.

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What Makes the Best Insurance Policy?

Hint: It’s not overall price.

Whether you’re looking to buy insurance for yourself or your business, or both, you shop around looking for the best deal. There are so many marketing campaigns out there to “help you” by saving money on important policies such as auto insurance, homeowner’s insurance, and various types of business insurance. But the lowest price does not equal the most valuable policy. Read more

Contractor Bond Speciliast Banas & Fickert

Why to Trust an Independent Insurance Agent Over Special Offers in the Mail

Have you or your business been receiving lots of correspondence from insurance carriers? Are these special offers they rave about actually good deals? Turn this annoyance into a learning opportunity and ask your agent about what a good deal on insurance actually is. Read more

Did You Know: Safety Ratings Affect Car Insurance Premiums

If you’re looking for a new vehicle and are looking at saving on your car insurance premiums, there’s one thing you need to know. Safety ratings have a direct effect on your car insurance premiums! Of course, this makes sense, as the safer a vehicle is, the more likely that the overall cost to the insurance company in case of an accident will be lower. This is especially true when it comes to personal injury claims. Read more