Entries by bana-admin

Why Your Home Insurance May Not Fully Cover the Cost to Rebuild Your Home

Many homeowners trust that their home insurance policy will cover the full cost of rebuilding after a disaster. Unfortunately, reality often proves otherwise. Rising material prices, code upgrades, and other hidden challenges can leave significant gaps between insurance payouts and actual rebuilding costs. According to CRC Group, understanding these risks ahead of time can help […]

Business Insurance 101: What Every Small Business Owner Needs to Know

Starting and running a small business is an exciting journey, but it comes with risks. One lawsuit, natural disaster, or unexpected event could financially devastate your business if you’re not adequately protected. That’s where business insurance comes in. This guide will walk you through the essentials of business insurance, covering the different types of coverage […]

Home Insurance for First-Time Buyers: What to Know

Buying your first home is an exciting milestone, but with this achievement comes the responsibility of protecting your investment. Home insurance is essential to safeguard your property and belongings, but navigating the process for the first time can feel overwhelming. Here’s what every first-time buyer should know about purchasing home insurance. 1. Why Home Insurance […]

How Regular Upkeep Can Save You Money: Essential Home Tasks

Maintaining a home involves regular attention to various critical areas to prevent costly repairs and ensure safety. Proper upkeep not only preserves the value of the home but also enhances living conditions. Homeowners must prioritize tasks such as roof inspections, plumbing checks, and efficient HVAC maintenance. In this article, we outline the essential maintenance activities […]

Shield Your Startup: Cybersecurity Essentials for the Newbies

As an aspiring entrepreneur, stepping into the business world with a robust cybersecurity strategy isn’t just an option—it’s a necessity. In the digital age, where data breaches and cyber threats loom large, protecting your business and customer information must be at the forefront of your operational priorities. This guide from Banas Insurance dives deep into […]

Personal Umbrella Insurance: What It Can Do for You

In today’s litigious society, having robust insurance coverage is more important than ever. While standard policies like home and auto insurance provide essential protection, they may not cover all your needs in extreme situations. This is where personal umbrella insurance can step in. Offering an extra layer of liability coverage, personal umbrella insurance can be […]

10 Surprising Things Your Home Insurance Might Cover

Home insurance – it’s there to protect your precious house in case of fire, theft, or a rogue windstorm. But not many people really dig deep into what their policy covers. Did you know your policy might hold some hidden gems waiting to be discovered? Beyond the expected coverage lies a treasure trove of benefits […]

Why Your Home Insurance Premiums Are Rising

Our friends from Plymouth Rock Assurance recently posted an article on why home insurance prices are going up. We found it very helpful and decided to post similar article here. Homeownership is a dream for many, offering a place of stability and comfort.  But with that dream comes responsibility, and one important aspect is having […]

Why You Want to Have Flood Insurance to an Addition to a Homeowners Insurance in Massachusetts

Massachusetts, especially the charming South Shore, boasts stunning coastal landscapes, vibrant harbors, and a rich sense of community. However, seaside beauty also comes with a downside: the ever-present threat of floods. While homeowners insurance protects against fire, theft, and other perils, it leaves your home vulnerable to the devastating consequences of floodwaters. This is where […]