Safety | Banas Insurance

Young woman working at a desk with 2 computer monitors

Injury Prevention for Desk Workers

July 19, 2019/in Business Insurance, Risk Management, Safety /by Banas & Fickert

You’ve no doubt heard someone say “Sitting is the new smoking.” Numerous studies have shown the detriments of a sedentary lifestyle: increased risk for back problems, osteoporosis, obesity, heart disease, diabetes, and some types of cancer, even double of the risk of premature death. Though office work won’t be found on any top 10 lists of most dangerous jobs, the negative impacts of too much sitting are detrimental to both employees and employers—the cost of absenteeism and extra health care due to the workers’ sedentary-related health problems runs into the billions each year. But sitting too much isn’t the only cause of poor health in office workers.

Best Practices for Cyber Security

March 28, 2019/in Business Insurance, Risk Management, Safety /by Banas & Fickert

The saying goes that an ounce of prevention is worth a pound of cure. And while a carefully crafted Cyber Liability policy can protect you from significant financial loss in the event of a cyber attack or data breach, it’s best to protect your company proactively through cyber security protocols. In fact, some insurance providers may insist that you have security measures in place before they will underwrite a policy for your business.

Construction worker operating a drone over a work site

Drone Accidents Happen – Make Sure You’re Covered

February 21, 2019/in Business Insurance, Risk Management, Safety /by Banas & Fickert

With over 100,000 registered commercial drone operators in the US, it’s not surprising that the use of drones has transformed many industries. Houses with aerial photographs sell 68% faster than ones without. Drone usage on construction sites has increased safety by 55%. Because drones can cover large areas quickly and provide access to locations otherwise not easily reached, they’re increasingly being deployed for tasks like agricultural inspections and search-and-rescue missions. Drones have impacted everything from humanitarian aid and weather forecasting to wedding videography and food delivery.

Winter 2019 Insurance News

February 13, 2019/in Auto Insurance, Business Insurance, Homeowners Insurance, Insurance News, Risk Management, Safety /by Banas & Fickert

10 Ways to Prevent Frozen Pipes & Avoid Costly Insurance Claims

Frozen water pipes and the damage they cause are a reality for thousands of people each year. And unfortunately, a burst pipe can cause more than $5,000 in water damage, according to the Insurance Institute for Business & Home Safety. Luckily, there are steps you can take to prevent pipes from freezing.

Happy Fall But Beware of these seasonal liabilities that homeowners face

November 1, 2018/in Homeowners Insurance, Risk Management, Safety /by Banas & Fickert

Every season comes with an exceptional climate pattern, but most fascinatingly, some have effects that touch people’s property and, in most cases, the effects turn out negative for individuals who do not take precaution and prepare for seasonal liabilities. Fall presents its own liability risks; however, prevention of this risks goes a long way in minimizing damages and insurance claims that may follow. Let us take a glance at some of the risk’s homeowners face.

Child passenger safety: What your family needs to know

September 25, 2018/in Safety /by Banas & Fickert

When it comes to child safety in an automobile, it’s all about the car seat. Proper car seat selection and use are crucial to the safety and well-being of your children when they are riding in a vehicle. Read more

Family Fire Safety – Education and Planning

August 10, 2018/in Homeowners Insurance, Safety /by Banas & Fickert

Children have a natural curiosity about fire and its ability to “come out of nowhere.” However, as an adult, you’re well aware of the dangers of fire and the value of fire safety education. Matches, lighters, and other heat sources are one of the leading causes of fire-related deaths for children under five.

Summer Grilling Safety Tips

June 26, 2018/in Safety /by Banas & Fickert

Summer is here, and families are firing up their grill. However, negligence can cause grills to be dangerous. According to the National Fire Protection Association, 9,600 grill-related fires occur each year, with fires peaking during the month of July. With 70% of homeowners owning an outdoor grill or BBQ, there has been a spotlight placed on grill safety.

Holiday Fire Safety Tips

December 14, 2017/in Risk Management, Safety /by Banas & Fickert

While the holidays are a time of family fun, they are also a time for fire and other safety hazards, as well. According to the National Fire Protection Association, there are nearly 47,000 fires a year during the winter holidays. These fires cause more than $550 million in property damages, 2,200 injuries, and 50 deaths. What causes so many of these fires? It’s mainly because of the increased use of candles, fireplaces, and highly combustible decor.

Here are some steps you can take to increase fire safety in your home or business and reduce the risk of a damaging and potentially deadly fire.

Are Left-Hand Turns Really That Dangerous?

December 1, 2017/in Auto Insurance, Safety /by Banas & Fickert

You may have been told in driving school that whenever possible to avoid left-hand turns. Based on accident studies over the years, it’s even suggested by some car safety experts to plan your driving routes to minimize or even eliminate left-hand turns. What makes left-hand turns so dangerous?