Winter weather can be beautiful and soothing, especially as we watch the snowflakes fall and see the ground get coated in a fluffy blanket of white.
Unfortunately, winter weather also includes the dangers of ice, freezing temperatures, howling winds, and blinding whiteout conditions. Read more
Over the weekend, Governor Baker ordered all Massachusetts schools to close for 3 weeks to help stop the spread of the coronavirus. He also mandated that restaurants serve customers only via take-out or delivery, and that no one gather in groups of 25+. More shutdowns may follow, and the impacts are already being felt across the board by businesses of all sizes, including ours.
From a dry Christmas tree adorned with 20-year-old lights to a set of drapes dangling near a faulty heater, fire risks seem ubiquitous this time of year. With the holiday season around the corner, it’s the perfect time to address leading causes of house fires and how to prevent them. For the #1 most common source of house fires, look no further than the kitchen.
You’ve no doubt heard someone say “Sitting is the new smoking.” Numerous studies have shown the detriments of a sedentary lifestyle: increased risk for back problems, osteoporosis, obesity, heart disease, diabetes, and some types of cancer, even double of the risk of premature death. Though office work won’t be found on any top 10 lists of most dangerous jobs, the negative impacts of too much sitting are detrimental to both employees and employers—the cost of absenteeism and extra health care due to the workers’ sedentary-related health problems runs into the billions each year. But sitting too much isn’t the only cause of poor health in office workers.
Do you heat with oil? Are you still using a black steel tank to store that oil? A leaking heating oil storage tank is not an issue to be taken lightly. The results could be catastrophic for you and your family.
The saying goes that an ounce of prevention is worth a pound of cure. And while a carefully crafted Cyber Liability policy can protect you from significant financial loss in the event of a cyber attack or data breach, it’s best to protect your company proactively through cyber security protocols. In fact, some insurance providers may insist that you have security measures in place before they will underwrite a policy for your business.
With over 100,000 registered commercial drone operators in the US, it’s not surprising that the use of drones has transformed many industries. Houses with aerial photographs sell 68% faster than ones without. Drone usage on construction sites has increased safety by 55%. Because drones can cover large areas quickly and provide access to locations otherwise not easily reached, they’re increasingly being deployed for tasks like agricultural inspections and search-and-rescue missions. Drones have impacted everything from humanitarian aid and weather forecasting to wedding videography and food delivery.
10 Ways to Prevent Frozen Pipes & Avoid Costly Insurance Claims
Frozen water pipes and the damage they cause are a reality for thousands of people each year. And unfortunately, a burst pipe can cause more than $5,000 in water damage, according to the Insurance Institute for Business & Home Safety. Luckily, there are steps you can take to prevent pipes from freezing.
Every season comes with an exceptional climate pattern, but most fascinatingly, some have effects that touch people’s property and, in most cases, the effects turn out negative for individuals who do not take precaution and prepare for seasonal liabilities. Fall presents its own liability risks; however, prevention of this risks goes a long way in minimizing damages and insurance claims that may follow. Let us take a glance at some of the risk’s homeowners face.
Banas & Fickert Insurance Agency
