Massachusetts is one of the top ten states with the highest rates of opioid overdose deaths. While intervention has led to a recent downward trend in overdoses, they still occur at a much higher rate than 5 years ago. The opioid crisis has reached into every corner of society, catching family members and friends off guard. Some find themselves in additional peril when their life insurance claims are denied due to cause of death. This is new territory for insurance carriers, and the outcomes rely on a number of factors. If this happened to your family, would you be prepared?
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