You’ve got a great idea for a business and the profitability margin projections are positive. The web site and logo are designed and your marketing strategy is in place. All signs are a go! However, have you considered your insurance needs?
The earth, in all its magnificence and generosity, demands one thing: survival of the fittest. This applies to our homes, our literal refuge from storms and whatever else Mother Nature sees fit to send our way. Of course, how well your home survives nature’s ravages largely depends on how prepared you are to do what […]
Over the weekend, Governor Baker ordered all Massachusetts schools to close for 3 weeks to help stop the spread of the coronavirus. He also mandated that restaurants serve customers only via take-out or delivery, and that no one gather in groups of 25+. More shutdowns may follow, and the impacts are already being felt across […]
As of February 23, 2020, Massachusetts law will prohibit drivers and cyclists from using any electronic device, such as a cell phone, unless the device is in hands-free mode. Police will give operators a grace period through the end of March, issuing only warnings to first time offenders rather than fines. Are you prepared for […]
Massachusetts is one of the top ten states with the highest rates of opioid overdose deaths. While intervention has led to a recent downward trend in overdoses, they still occur at a much higher rate than 5 years ago. The opioid crisis has reached into every corner of society, catching family members and friends off […]
Many of us look to a new year as a way to improve our habits—shed a few pounds, get more sleep, reduce stress, get our finances in order. But how often do you fine-tune your insurance policies? Here are some suggestions for achieving more peace of mind in 2020.
From a dry Christmas tree adorned with 20-year-old lights to a set of drapes dangling near a faulty heater, fire risks seem ubiquitous this time of year. With the holiday season around the corner, it’s the perfect time to address leading causes of house fires and how to prevent them. For the #1 most common […]
When it comes to purchasing insurance, most of us probably focus on auto, homeowners, and health coverage. After all, damage to our cars, our houses, and our wellness can cause catastrophe financial woes. With Halloween just around the corner, we thought we’d highlight some unusual, even weird, insurance policies that you probably didn’t know existed.
Many drivers assume that their auto insurance policies cover a lot more than they actually do, and they only learn the truth after their claims are denied by their insurance carriers. If you’re unsure what your policy does and does not cover, it’s best to go over your insurance agreement with a qualified agent. However, […]
According to the National Highway Traffic Safety Administration (NHTSA), 773,139 cars were reported stolen in 2017—that’s one report every 40.9 seconds. On average 59.1% of locally-stolen vehicles are recovered, though their conditions can vary greatly. If your car was stolen, would you know what to do? Here are the general steps you should follow.
Banas & Fickert Insurance Agency
