When looking around at different car insurance policies, you may have heard of “gap” insurance. What exactly does that mean and why would you need it? Essentially, what gap insurance does is cover the difference (or gap) between what your car is worth and how much you actually still owe on the car.
This recently happened in our area. Someone was texting while driving and not paying attention. The driver of the offending vehicle did not brake at all, they were on the phone – 100% full impact to this Toyota shown below. The tow truck operator told the victim they were VERY lucky the rear end crumpled like it did or he […]
Will driverless cars save lives and insurance premiums?
Now is the time to protect your home from ice dams After three winter storms in less than a week, you may be noticing some pretty large snow piles on the roof of your home. With a slight warm up in temperature coming mid-week, now is the time to remove snow in order to prevent […]
Natural disasters do happen, and can cause great, unexpected damages that you can’t possibly plan for in advance. Floods, hailstorms, and many other kinds of disasters can come with very little warning, not leaving much time for preparations. Will your business be able to survive an unforeseen disaster?
Just like any kind of insurance, not all dwelling fire insurance policies are created equal. The things to consider when choosing a dwelling fire insurance policy vary from state to state.
Cyber Risk. It’s a term that many businesses and companies believe they understand and have managed, but do they really? Most companies and businesses look at Cyber Risk as mitigating immediate financial losses when a cyber attack happens.
Learning to drive is a rite of passage for many teens. Driving brings excitement and new opportunities for independence. The downside of the new experience is teaching teens the real dangers of driving while distracted. Increasing awareness of the serious consequences of texting, talking on the cell phone or other forms of distraction is crucial.
Banas & Fickert Insurance Agency
