Did you know that your homeowner’s insurance coverage only covers certain kinds of water damage? Depending on whether water damage is caused by flooding or a water leak, your coverage may not be sufficient. It’s important to know this information before finalizing any homeowner’s insurance policy.
Teen driving safety is an extremely important topic to discuss with your teenager when he or she is about to reach driving age. Besides the obvious advice to follow all traffic rules and to not drive distracted, there are other important steps to take when it comes to safe driving for your teen.
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You may have seen or heard news about how technology is invading the way that we buy any kind of insurance. For example, with life insurance, there’s now talk about an app that uses selfies and powerful facial recognition software called Lapetus that can analyze how well you might age. This information is to be […]
Do you have earthquake coverage (E/Q) with your homeowners or business insurance? Most homeowners and commercial insurance policy holders do NOT have it. But, there are very small tremors daily, and of course there is always a chance of a substantial quake.
Did you know that floods are the number one natural disaster in the United States? Also, did you know that not every homeowner’s or business owner’s insurance policy has flood coverage? It’s important to understand that even in low-risk areas, floods can still happen, and cause thousands of dollars worth of damage to your home […]
Drones are becoming used in all sorts of industries, including real estate and construction. While there are definitely benefits from using drones in many different industries, there are risks to consider, as well. It’s estimated by the FAA that over 7500 small commercial drones will be in use by general contractors and construction tradespeople by […]
When looking around at different car insurance policies, you may have heard of “gap” insurance. What exactly does that mean and why would you need it? Essentially, what gap insurance does is cover the difference (or gap) between what your car is worth and how much you actually still owe on the car.
This recently happened in our area. Someone was texting while driving and not paying attention. The driver of the offending vehicle did not brake at all, they were on the phone – 100% full impact to this Toyota shown below. The tow truck operator told the victim they were VERY lucky the rear end crumpled like it did or he […]
Will driverless cars save lives and insurance premiums?
Banas & Fickert Insurance Agency
