If you’re looking for a new vehicle and are looking at saving on your car insurance premiums, there’s one thing you need to know. Safety ratings have a direct effect on your car insurance premiums! Of course, this makes sense, as the safer a vehicle is, the more likely that the overall cost to the […]
Motorcycles can be a lot of fun, but riding them can also be dangerous. According to the National Safety Council, although motorcycles account for only 0.7% of all vehicle miles in the U.S., motorcycle riders are 14% of all traffic fatalities. To prevent serious injuries or even death, there are many precautions you can take. […]
A JD Power and Associates survey finds that independent auto insurance agents hold some advantages over getting direct quotes from insurance carriers. Even with the speed and convenience of getting a quick phone or online quote available today, you may be surprised how much more often independent agents actually convert sales when compared to consumer […]
We are excited about our change toward clean energy! *We are supplied by our local Hampshire County of Government who oversee the process. http://www.hampshirecog.org/hampshiresolar
Did you know that your homeowner’s insurance coverage only covers certain kinds of water damage? Depending on whether water damage is caused by flooding or a water leak, your coverage may not be sufficient. It’s important to know this information before finalizing any homeowner’s insurance policy.
Teen driving safety is an extremely important topic to discuss with your teenager when he or she is about to reach driving age. Besides the obvious advice to follow all traffic rules and to not drive distracted, there are other important steps to take when it comes to safe driving for your teen.
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You may have seen or heard news about how technology is invading the way that we buy any kind of insurance. For example, with life insurance, there’s now talk about an app that uses selfies and powerful facial recognition software called Lapetus that can analyze how well you might age. This information is to be […]
Do you have earthquake coverage (E/Q) with your homeowners or business insurance? Most homeowners and commercial insurance policy holders do NOT have it. But, there are very small tremors daily, and of course there is always a chance of a substantial quake.
Did you know that floods are the number one natural disaster in the United States? Also, did you know that not every homeowner’s or business owner’s insurance policy has flood coverage? It’s important to understand that even in low-risk areas, floods can still happen, and cause thousands of dollars worth of damage to your home […]
Banas & Fickert Insurance Agency
