Are you in the market for a life insurance provider? The advantages of life insurance aren’t debatable, yet some people don’t have it. If you’ve decided to buy life insurance, congratulations. However, you need to identify the best and most affordable way to cover yourself and your loved ones. The following tips can help you.
Whether man-made or natural, floods are some of the biggest and most destructive forces of nature known to mankind. According to WHO, up to 90% of all documented natural disasters have resulted from floods, cyclones, and severe storms over the last decade.
As floods continue to increase in intensity and frequency, it is time to ensure the safety of your home, business, vehicles, and other belongings. Flood insurance was built to do just that.
The sheer number of flood insurance claims made in the US shows that Americans know how important it is to have one. Research shows that in 2017, there were more than 227,000 claims valued at $10.3 billion.
Some washing machines are equipped with lots of bells and whistles, technology and are often a centerpiece of a laundry room. But homeowners often overlook a basic part of this appliance: the two supply water lines to the washing machine.
Are you a real estate investor who takes pride in your properties?
If yes, we have extensive experience working with real estate investors just like you!
We completely understand that you are building your real estate investments as a business. You want to be sure if something bad happens that you have enough coverage, as well as the correct coverage to get you back to where you were — to operate and offer nice units and collect solid rents to build a passive income.
Ask yourself the following questions:
You’ve got a great idea for a business and the profitability margin projections are positive. The web site and logo are designed and your marketing strategy is in place. All signs are a go!
However, have you considered your insurance needs?
The earth, in all its magnificence and generosity, demands one thing: survival of the fittest. This applies to our homes, our literal refuge from storms and whatever else Mother Nature sees fit to send our way. Of course, how well your home survives nature’s ravages largely depends on how prepared you are to do what it takes to protect it. Read more
Over the weekend, Governor Baker ordered all Massachusetts schools to close for 3 weeks to help stop the spread of the coronavirus. He also mandated that restaurants serve customers only via take-out or delivery, and that no one gather in groups of 25+. More shutdowns may follow, and the impacts are already being felt across the board by businesses of all sizes, including ours.
As of February 23, 2020, Massachusetts law will prohibit drivers and cyclists from using any electronic device, such as a cell phone, unless the device is in hands-free mode. Police will give operators a grace period through the end of March, issuing only warnings to first time offenders rather than fines. Are you prepared for the change?
Massachusetts is one of the top ten states with the highest rates of opioid overdose deaths. While intervention has led to a recent downward trend in overdoses, they still occur at a much higher rate than 5 years ago. The opioid crisis has reached into every corner of society, catching family members and friends off guard. Some find themselves in additional peril when their life insurance claims are denied due to cause of death. This is new territory for insurance carriers, and the outcomes rely on a number of factors. If this happened to your family, would you be prepared?
Banas & Fickert Insurance Agency
