House with a view of the ocean

Did you know that floods are the number one natural disaster in the United States? Also, did you know that not every homeowner’s or business owner’s insurance policy has flood coverage? It’s important to understand that even in low-risk areas, floods can still happen, and cause thousands of dollars worth of damage to your home or business. It’s scary to see just how water damage adds up. While most homeowners are worried about fire, floods are in fact the greater risk.

Read more

Home with a snowy roof in a dense forest area

Now is the time to protect your home from ice dams

After three winter storms in less than a week, you may be noticing some pretty large snow piles on the roof of your home. With a slight warm up in temperature coming mid-week, now is the time to remove snow in order to prevent the buildup of ice dams – and potential damage to your home.

Read more

Banas and Fickert Insurance Agency Office Building

 

Just like any kind of insurance, not all dwelling fire insurance policies are created equal. The things to consider when choosing a dwelling fire insurance policy vary from state to state. Read more