New Distracted Driving Law in Massachusetts

As of February 23, 2020, Massachusetts law will prohibit drivers and cyclists from using any electronic device, such as a cell phone, unless the device is in hands-free mode. Police will give operators a grace period through the end of March, issuing only warnings to first time offenders rather than fines. Are you prepared for the change?

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new years 2020

Insurance Checklist for the New Year

Many of us look to a new year as a way to improve our habits—shed a few pounds, get more sleep, reduce stress, get our finances in order. But how often do you fine-tune your insurance policies? Here are some suggestions for achieving more peace of mind in 2020.

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Unconventional Insurance Policies

When it comes to purchasing insurance, most of us probably focus on auto, homeowners, and health coverage. After all, damage to our cars, our houses, and our wellness can cause catastrophe financial woes. With Halloween just around the corner, we thought we’d highlight some unusual, even weird, insurance policies that you probably didn’t know existed.

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fallen tree crushing parked car

Auto Insurance Exclusions

Many drivers assume that their auto insurance policies cover a lot more than they actually do, and they only learn the truth after their claims are denied by their insurance carriers. If you’re unsure what your policy does and does not cover, it’s best to go over your insurance agreement with a qualified agent. However, here are some of the more common auto insurance exclusions.

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Man trying to break into a car using a screwdriver

My Car Was Stolen… What Do I Do?

According to the National Highway Traffic Safety Administration (NHTSA), 773,139 cars were reported stolen in 2017—that’s one report every 40.9 seconds. On average 59.1% of locally-stolen vehicles are recovered, though their conditions can vary greatly. If your car was stolen, would you know what to do? Here are the general steps you should follow.

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home auto and life icons indicating insurance bundling

What Is Insurance Bundling?

Getting a good deal on your homeowners and auto insurance premiums—while carefully ensuring the proper coverage for your most precious assets—is every consumer’s goal. These types of insurance policies protect some of the most important possessions in our lives, so deciding to be sufficiently covered and yet save money is a worthy task. One of the most common ways to reduce the costs of insurance is through bundling. While doing this, it is also a great time to review if changing your deductible will make sense for you as well to help reduce your premiums.

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ice damaged pipe

Winter 2019 Insurance News

10 Ways to Prevent Frozen Pipes & Avoid Costly Insurance Claims

Frozen water pipes and the damage they cause are a reality for thousands of people each year. And unfortunately, a burst pipe can cause more than $5,000 in water damage, according to the Insurance Institute for Business & Home Safety. Luckily, there are steps you can take to prevent pipes from freezing.

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Are you Properly Covered Against Uninsured Motorists?

Did you know that if you’re involved in an accident – even if you weren’t at fault – you could actually pay more and have your premiums go up if the driver is uninsured? If you don’t have proper coverage, being hit by an insured driver can hit you – right in the wallet.
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Are Left-Hand Turns Really That Dangerous?

You may have been told in driving school that whenever possible to avoid left-hand turns. Based on accident studies over the years, it’s even suggested by some car safety experts to plan your driving routes to minimize or even eliminate left-hand turns. What makes left-hand turns so dangerous?

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The Truths About Buying Liability Auto Insurance

Will buying only the minimum liability auto insurance actually save me money? Read more