10 Ways to Prevent Frozen Pipes & Avoid Costly Insurance Claims Frozen water pipes and the damage they cause are a reality for thousands of people each year. And unfortunately, a burst pipe can cause more than $5,000 in water damage, according to the Insurance Institute for Business & Home Safety. Luckily, there are steps you can take […]
Every season comes with an exceptional climate pattern, but most fascinatingly, some have effects that touch people’s property and, in most cases, the effects turn out negative for individuals who do not take precaution and prepare for seasonal liabilities. Fall presents its own liability risks; however, prevention of this risks goes a long way in […]
Hurricane season is upon us, and already we’ve seen massive storms cause damage along the coastlines. For homeowners, the joys of living near the beach or the convenience of a nearby ocean are suddenly overshadowed by the risk of major loss, and their attention is turned to their insurance, or lack of it, during these […]
When it comes to child safety in an automobile, it’s all about the car seat. Proper car seat selection and use are crucial to the safety and well-being of your children when they are riding in a vehicle.
Floodwaters are among the most damaging natural tragedies to come upon a property. They are relentless, unyielding and brutal. The only real defense against them is to be prepared so that you can hopefully avoid some of the damage they can bring. Here are 12 ways to protect your home or business against a flood. […]
School buses are one of the safest means of transport worldwide. This is due to the fact that they are the most regulated vehicles on the road. Below are some school bus rules of the road and safety statistics, which makes them safer for students:
Children have a natural curiosity about fire and its ability to “come out of nowhere.” However, as an adult, you’re well aware of the dangers of fire and the value of fire safety education. Matches, lighters, and other heat sources are one of the leading causes of fire-related deaths for children under five.
As a homeowner, are you familiar with all the details of your homeowner’s insurance, and how much coverage you have? According to recent studies, almost 60% of today’s homeowners don’t understand their policies and are not properly insured.
Summer is here, and families are firing up their grill. However, negligence can cause grills to be dangerous. According to the National Fire Protection Association, 9,600 grill-related fires occur each year, with fires peaking during the month of July. With 70% of homeowners owning an outdoor grill or BBQ, there has been a spotlight placed on grill […]
Volcano Insurance is a complex topic due to the numerous provisions and exclusions listed in most policies. The answer to the majority of the “Is this covered under my policy?” questions typically boil down to whether or not an insured event directly caused the damage, but this is not necessarily the case regarding volcano insurance. […]
Banas & Fickert Insurance Agency
